Loss Prevention & Hazard Mitigation
Programs and strategies to minimize the likelihood and severity of hazard and operational risk.
Protection of property is critically important to safeguard people, protect property, minimize business interruption, and prevent environmental contamination. Protection of property to “highly protected risk” standards can reduce insurance premiums and qualify for better terms and conditions. Failure to protect properties or hazardous operations in accordance with OSHA standards and fire codes can result in significant fines and penalties.
Preparedness, LLC has more than 35 years of experience in hazard prevention working in dozens of industries and facilities around the world. We assess process hazards and offer recommendations for protection. We also develop strategies for protection of facilities based on company-specific business and risk management objectives. Having decades of experiences with the insurance industry, Preparedness, LLC understands the requirements of the marketplace and can help you get the most benefit from insurer and third party loss prevention services.
- Loss prevention surveys
- Recommendations for loss prevention and specifications for hazard mitigation
- Life safety/means of egress assessments
- Security and vulnerability analyses
- Evaluations of fire prevention program and fire protection systems
- Analyses of compliance with codes, standards, and regulations
- Threat and hazard risk assessments
- Loss estimates studies
We survey facilities to assess hazard and operational risk, and we make detailed recommendations to enhance protection. We can evaluate the protection of your facility using “highly protected risk” standards of the insurance industry as well as model fire prevention and life safety codes enforceable across the United States. We also evaluate hazard prevention, risk mitigation, emergency response, and business continuity programs.
We can estimate loss potential and compile COPE (construction, occupancy, protection, and exposure) data into an electronic database for marketing your property insurance program.
We also design and conduct audits, so you can benchmark performance of individual facilities, business units, or the entire organization.
There is an increasing number, and often-tangled web of local, state, and federal laws, rules, and regulations. OSHA focuses on workplace safety, fire marshals enforce fire prevention codes, and building officials enforce building codes. NFPA 101, the Life Safety Code®, is enforceable in many jurisdictions along with one of the model building codes. There are an increasing number of occupancy-specific homeland security regulations.
It’s difficult enough to understand these often overlapping codes, and even more difficult to comply when regulations lag years behind national standards promulgated based on the latest research.
Preparedness, LLC staff have served on National Fire Protection Association standards-making committees for more than 20 years. We understand the codes and are able to offer advice on the best strategies to protect your property and comply with the codes. We can also work with code enforcers to represent your best interests.
